Intelligent credit- & risk decisions made easy with open banking & AI-technology. Open banking and PSD2 will help to bring financial transparency and responsibility across the globe. By using bank transaction data as a foundation, Kreditz helps businesses to interact with consumers in a financially transparent environment in order to make better decisions. Kreditz believes in a borderless world with financial inclusion for everyone. That’s why Kreditz keep working toward the vision of creating a global credit score – One world. One score.